Fleet insurance is designed for anyone who needs to insure four or more vehicle. quoteline direct can aarange competitive policies for any type of vehicle, from company cars to minibuses, trucks and lorries. fleet insurances is sustantially cheaper than taking out separate policies, there's less paperwork and u only have one renewal date to rememmber.
Full in our online aplication form and a member of our comercial insurances team will contact u to discuss ur axact needs........ we will then find the lowest price quoted by our panel of leading insurances companies, before contacting the insurer directly to see what further discounts we can arange. if u would prefer to speak to an underwitter TELL: 0800-634-5656............!
premiumes start from as little as 1500E per year and include windscreen cover as standard. u'll also have the peace of mind that u r working with a company that has more than 40years experience int he comercial insurances sector.
most of our insurer will transfer any no cliams discounts earned on vehicles that are not fleet rated; great news if ur buisiness is expanding.
Buissines tip insurance
on Monday, March 14, 2011
Corporate International insurance
When ur U.S company does not buissiness aboard, ur current gruop health, workers comp and professional liability coverages may not provide the protection and the immediate service u and ur employees need. buissines travel is a necessity, but travel can mean an increased risk of illness or injury for ur executives and employees. as part of ur buisiness risk management program, are u concerend?
details of some of ur solutions follow, or contact group sales/underwating for an assestment and perposal matched to ur specific needs.
COrporate international insurance solutions
the world risk portfolio combines multiple foreign commericial insurances products (e.g. travel acident and emergency medical, kidnap and ransom, foreign comercial liability, etc.) into one comprehensive program.
u select the coverage ur buisiness needs and we tilor the package to insure ur interests.
high limit acident insurance designed for U.S and canadians-based companies travelling or doing buissines abroad.
this is important coverage for a buissines offset the loss of a key employees or principles as well as for high net worth individuals.
this worldwide plan is offered by the bases whether one is traveling or not.
employees travel protections plan a group plan to completment ur comapnies health plan, this adreses acident/sickness medical risks while ur people are traveling internationally, and provides emergency medical evactions acedental dealth coverage for domestic or international travel. plus 24-hr worldwide emergency asistance services.
buissines only or buissines and pleasure coverage is available.
international medical plan: Accedent / sicknes medical, emergency medical evacuation and assistance coverage for those travelling outside the U.S and outside their home country.
includes 24-hr worldwide emergency assistance services, and offers options for high limit accidental dealth and dismemberment benefits we specialize in custom group plans, or in termedical insurance is available for individuals.
An accidental dealth and dismemberment plan with optional coverage for war or terrorism, and available limits from $500,000 to $20 millions or more.
When ur U.S company does not buissiness aboard, ur current gruop health, workers comp and professional liability coverages may not provide the protection and the immediate service u and ur employees need. buissines travel is a necessity, but travel can mean an increased risk of illness or injury for ur executives and employees. as part of ur buisiness risk management program, are u concerend?
details of some of ur solutions follow, or contact group sales/underwating for an assestment and perposal matched to ur specific needs.
COrporate international insurance solutions
the world risk portfolio combines multiple foreign commericial insurances products (e.g. travel acident and emergency medical, kidnap and ransom, foreign comercial liability, etc.) into one comprehensive program.
u select the coverage ur buisiness needs and we tilor the package to insure ur interests.
high limit acident insurance designed for U.S and canadians-based companies travelling or doing buissines abroad.
this is important coverage for a buissines offset the loss of a key employees or principles as well as for high net worth individuals.
this worldwide plan is offered by the bases whether one is traveling or not.
employees travel protections plan a group plan to completment ur comapnies health plan, this adreses acident/sickness medical risks while ur people are traveling internationally, and provides emergency medical evactions acedental dealth coverage for domestic or international travel. plus 24-hr worldwide emergency asistance services.
buissines only or buissines and pleasure coverage is available.
international medical plan: Accedent / sicknes medical, emergency medical evacuation and assistance coverage for those travelling outside the U.S and outside their home country.
includes 24-hr worldwide emergency assistance services, and offers options for high limit accidental dealth and dismemberment benefits we specialize in custom group plans, or in termedical insurance is available for individuals.
An accidental dealth and dismemberment plan with optional coverage for war or terrorism, and available limits from $500,000 to $20 millions or more.
Saving money o health insurance
on Tuesday, March 8, 2011
health plans dont come with one size fitts all price tags.
the good news is that there things u can start now that will lowers ur health insurances costes in the long terms.
lowers ur premiumes with smart health choices
this includes u medical history, ur lifestyles and cometimes evin where u live.
but the biggests factors and the one that usally have the most control overs is ur personal health.
insurance companies look at a variety of factors when they decided what to charge u for a policy.
here are a few things u can do to live healthier and save money on ur monthly bill.
eat right. yes, everyone loves a gud cheeseburger with fires. and enjoy red meat in moderation. but eating a balanced diet lowers ur risk of heart diseases, high cholesterol, and even some kinds of cancers. cut out as much junk food as u can.eat fruits and vegitables often.
meany health insurance plans include discounts on health club memberships so its even easier to stay active.exercise. it does not mater if u run,walk lift weights or do yoga.being physically active will improve ur well being and overall health.
quick smoking chances are u fit into one of three categories u never stick u have already quit, or u are sick of hearing about it. if if u can be tobacco free for 12 months most insurance policies will cut u a break on premmiums u are still smoking give it up. it is not easy but it can be done..
compare plans with A pro it also pays to work with professional agent to find the right health plan. some plans costes more and offers less coverage than others.choosing the right one can be challenging but with our expert help, u can make sense of ur options and make the right choices.there are many plans on the market, and not every one will be a good fit for u.
Medical Gap Insurance
medicare gap insurance: peace of mind.
Do u know what medicare gip insurances is and how impostantt it will be to u in the near future? .this coverage is design to work along side medicare to help keep u medical care costis down and give u the peace of mind u want and need it.
if u r aproaching 65 u will be eligible for medicare soon and along with that eligibility comes a few more benifits that may interesting u and save ur money. one of those benifits is medicare gap insurance.
once u turn 65 u r automatically enroled in medicare part A coverage.
once u turn 65 u also have medicare part B coverage once u r enroled in medicare part A u r eligible to get medicare gap coverage and if u choose to get this coverage durang the open enrolment phase u r guaranteed coverage regardless of the condition of ur health.
that leavez u with ur portion which is 20% and depending on what services are rendered in the hospital ur portion could be quite high. keep in mind that there is not a cap on what ur portion will be. this could get very expensive for u and if u should hapen to be on a fixed income this could spell financial disaster for u.
this coverage will help with doctor fees, outpatient services and medical equipment. that is where a medicare gap insurance plan would come into effect....... medicare gap insurance will cover 100% of your 20% portion on approved covered procedure for just a simple monthly premmiums. this coverage will help offset the expense of hospitalizations; nursing care facilities and emergency care services. there is a premium for medicare part B and with entail co-paymentss and deductibless. if u r covered by medicare insurance ur hospital bill will be covered 80% by medicare......................!
with one phone call u can be on ur way to having the peace of mind u want to deserve. medicare gap insurance is the best value for ur dollars.
once again; keep in mind that u will not have to go through the underwritting process as long as u enroll durang the open enrolment periud.
this added benefits will save u hundreds if not thousands of dollars and will stay in effect as long as u pay ur monthly premiums........................!
types of auto coverage
on Friday, March 4, 2011
infact, most states requires it by law.
when u buy car insurance, u are buying what is called a policy . auto insurances policies are actualy a package of diferent types of insurance coverage. ur policy is based on a variety of facters including what kind of car u drive as well as what kind of insurance u want.
the first stap in understanding an auto insurances policies is to learn companies ofer.
some of this coverage may be requires by ur state and some of the coverage may be optional.
Liabillity - this coverage pays for accidental bodily injury and property damages to others.
state laws determined how much liability coverage u must purchase but u can always get more coverage than ur state required.
injury damages include medical expensive, pain and suffering and lost wages. property damage includes damaged property & automobiles. this coverage also pays defense and court costs.
medical coverage- pays medical expenses regardless of fault when the expenses are caused by an auto accident.
comprehensive- the types of damages comprehensive insurance covers include loss caused by fire,wind , hail, flood, vandalism or theft. this coverage pays for loss or damages to the insured vehicle that doesn't occur in an auto accident.
PIP- this coverage pays medical expenses for the insured driver, regardless of fault, for treatment due to an auto acident .
personal injury protection (PIP) is requires in some states.
rental reimbursement - this types of coverage will pay for a rental car if ur car is damaged due to an auto acident.often this coverage has a daily alowance for a rental car.
underinsured motorist- pays ur car's damages when an auto accident is caused by a driver who doesnot have liabilities insurances.
coliision- this coverage pays for damages to ur vehicle caused by colision with another vehicle or object.
it's good to keep in mind that, just because ur state may not require extensive insurance, extraa coverage may be worth the expenses. many insurances policies combine a number of these types of coverage.
after all, no one wants to be stuck with thousands of dollars worth of in chosing the insurances u want for ur car is to know the laws in ur state.
the this will tell u the minimum insurances u need for ur car.
Car Insurance Guidance
here at moneysupermarket.com we're dedicated to driving down the cost of ur motor insurance, and we have covered some of the most comon quistions and concerns encountered by our customers in the following pages.
an introduction to car insurance:
of all financial products owned in the UK, car insurance is one of the most comon. the reason for this simple:- to drive a vehicle on the road legally it needs to be insured, and with 26 millions cars on our roads, that's a huge number of people insuring a vast number of vehicle.
theoretically this should mean that everyone knows everything there is to know about insuring a vehicle but this is not necessarily the case. most of these people are given the chance to review their policies each year, allowing them to switch to a diferent company should they desire based on price, and the quality of service provided.
many people simply allow their policy to renew itself each year when it expires, potentially lossing hundreds of pounds by not shoping around for a more competitive quote or only changing insurer when rising car insurance.
unfortunately, the reverse is also true on occasion: many people take out extremely cheap car insurance, only find out that the policy isnot as comprehensive as they initially thought - and these people often don't find out about this until they make a claim, by which time it's too late.
finding the rite car insurances policy for u.
if u r looking for the best car insurance deal, our price comparison tool allows u to get quotes from more than 100 insurances companies in the UK in order to help u find the best deal posible-but remebers the cheapest car insurance policy may not necessery be the right option for u.
the first think anybody considering a new caar insurances policy should do is shop arround.
this guide will help u to do just that, as well as answering some comon quistions about insuring a car.knowing the ins and outs of how car inraucnes policiez work could save u even more money, as wel as making sure u r receiving the correct services and level of protection from ur insurer.
these quiztions range from the facters that afect ur premium , how u can make ur premiumms cheaper, and what to do in th case that u need to make a claim on ur policy.
the guide also contains a jargon-buster, which explains some of the termss whch u may have heard but not understod when buying insurance. terms such as TPFT,fronting and named drivers.
whilist we did love our guide to answer all ur car insurance questions there are somply too many so, should u hv any further queries that arenot addressed in this guide,please pay a visit to our car insurance forums we have a large and active comunity on hand to help as well as our own industry expertz who will be able to answer any questions u might have.......
Auto Insurance
forty-seven states requirement that u have at least some kind of caar insurances, so it is a gud idea to know what the law requires u to have and what additional or optional coverage will help to protect u in the event of an accident.
before purchassing auto insurance, u must consider a variety of facters including what kind of car u have, ur driving record and the amount of money u r wiling to pay.
understanding the simple basis of auto insurances will make u confident that the care of ur neds in the event of an accident.
in this article, we will walk you through the types of covrage that inraunces companies ofer and discuss possible insraunce needs.
additionally we will look at wat affects the price of auto insurances, how to bring the costs down and how to inderstand the components of ur policy.
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